Displayed amounts are typical starting monthly figures for common passenger vehicles. Final pricing depends on year, make, model, mileage, deductible, and term. Request a personalized quote — there is no obligation.
Powertrain-focused protection for owners who want backup on the most expensive core assemblies.
Our most selected tier — powertrain plus named electrical, cooling, and air-conditioning assemblies.
Exclusionary-style protection for complex vehicles where a long inclusion list is harder to manage.
Higher odometer readings and older model years generally increase rate because statistical failure risk is higher.
Choosing a $250 deductible instead of $100 typically lowers the monthly figure while you retain coverage on large repairs.
Longer terms can reduce the monthly number but increase total premium. We show both views before you enroll.
Luxury brands, turbocharged engines, dual-clutch transmissions, and commercial use (if allowed at all) may be rated differently or declined. Guardan will not bind a contract that the underwriting rules cannot support. That honesty protects both sides of the agreement.
