All Services

Vehicle Diagnostics Coverage

Auto diagnostic support within plans starts from $79.99

Accurate diagnosis is the first step of every honest claim. Guardan plans that include diagnostic labor help pay for the testing required to confirm a covered failure — scan tools, smoke tests, and pressure checks — up to the labor limits printed in your contract. We do not ask shops to guess; we ask them to document.

Scan-tool labor within stated caps
ABS warning inspection when listed
Climate system performance tests
Battery and charging system checks
Airflow and sensor-related inspections
Pre-authorization photo and report support
Follow-up tests after a covered repair
Clear decline letters when an item is excluded

Engine (Under the Hood)

Engine protection services start from $208.00 equivalent monthly options

Engine coverage is written for internally lubricated parts, listed housings, and related components that fail from mechanical breakdown rather than neglect. Owners who keep oil-change records typically move through claims faster because lubrication history is part of almost every engine file.

Pistons, rings, and bearings
Camshaft and valve-train assemblies
Oil pump and pickup screen
Timing components named in the schedule
Turbocharger coverage on eligible tiers
Head gasket as specified by plan
Engine mounts where included
Replacement of like kind and quality

Clutch & Transmission

Transmission coverage options start from $55.80

Transmissions fail expensively and often without much warning. Guardan driveline protection focuses on internal hard parts, listed electronics inside the gearbox, and related torque-converter or clutch items when the selected plan includes them. Toing, racing, and fluid-neglect exclusions are explained before enrollment, not after a breakdown.

Automatic gearbox internals
Manual transmission listed gears
Valve body and solenoids where covered
Torque converter on eligible contracts
Clutch components if the plan states them
Transfer case internals for AWD/4WD
Fluid and filter with a covered repair
Control-module programming after replacement

Electrical & High-Tech Systems

Electrical coverage starts from $89.00

Control modules, charging systems, and power accessories now represent a large share of repair invoices. Electrical coverage is not a blank check for every light on the dash; it is a listed-component or exclusionary structure that we walk through line by line so there are no surprises at the parts counter.

Alternator and starter
Power window and door-lock motors
Engine and transmission control modules
Ignition coils and listed sensors
Fuel pump on higher-tier plans
ABS hydraulic module where included
Factory infotainment on select contracts
Wiring harness segments as scheduled

Cooling, Heating & AC

Climate and cooling options start from $72.00

Overheating ruins engines; failed compressors ruin summer commutes. Cooling and climate coverage can include water pumps, listed thermostats, compressor assemblies, and evaporator or condenser units depending on the plan. Maintenance of coolant and cabin filters remains the owner’s responsibility and is documented in the contract.

Water pump assemblies
Thermostat housing where listed
Radiator on higher-tier plans
AC compressor and clutch
Condenser and evaporator as specified
Blower motor coverage
Heater core on selected contracts
Refrigerant recharge with a covered repair

Exclusionary Bumper-to-Bumper Style Plans

Broad protection tiers start from $119.00

Exclusionary contracts cover many mechanical and electrical failures except a published list of exclusions (typical examples include body panels, glass, trim, and wear items). This structure is popular with owners of complex vehicles who want fewer “is this on the list?” conversations. We still review the exclusion list with you in detail before you enroll.